Real Estate & Mortgage Advisor
Leverage innovative Real Estate & Mortgage strategies to accomplish all of your real estate goals
Leverage innovative Real Estate & Mortgage strategies to accomplish all of your real estate goals
The real estate market is more complex than ever. Traditional approaches often leave buyers overpaying, sellers undervaluing their homes, and both sides navigating unnecessary stress and risk.
You need a strategic partner who combines deep market expertise with innovative Real Estate and Mortgage solutions. I work with clients to develop customized strategies that protect your investment, maximize your returns, and turn real estate challenges into competitive advantages.
Win in competitive markets
Secure your ideal property with innovative financing strategies that make your offer stand out
Maximize your sale price
Strategic upgrades to increase your home's value significantly with no upfront cost
Access better financing
Leverage cutting-edge mortgage tools and technology to save money and unlock opportunities
Make informed decisions
Navigate every transaction with clarity, backed by proven expertise and data-driven insights






John Montaño
NMLS# 2173108 BRE# 01860759
(760) 206-6501
Real BRE# 02022092 1420 Kettner Blvd. #100, San Diego, CA 92101
Loan Factory, Inc. NMLS # 320841 2195 Tully Road, San Jose, CA 95122
Copyright © 2026 John Montaño - All Rights Reserved.