Fixed-rate Mortgage

Fixed-Rate Mortgage

Fixed-rate mortgages maintain the same interest rate over the life of your loan, which means your monthly mortgage payment (principal and interest) stays the same for the life of the loan. Fixed loans typically have 15 year or 30 year terms, but some lenders offer flexible term lengths.
If you’re planning to stay in your home for some time and looking for the stability of a monthly payment that doesn’t change, a fixed-rate mortgage might work for you.

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